Value Co-Creation in AI-Based Technology Adoption: From Service-Dominant Logic to Intelligent Digital Ecosystems

Main Article Content

Agung Wijoyo
Sri Suwarsi
Tasya Aspiranti

Abstract

The rapid expansion of AI-enabled digital ecosystems has shifted technology adoption from purely functional evaluation to interactive, personalized, and co-created user experiences. However, existing studies remain largely rooted in cognitive perspectives and have not fully addressed the roles of va lue co-creation, perceived value, psychological ownership, and relational engagement. This study conducts a systematic literature review with thematic analysis to examine the evolution of value co-creation from Service-Dominant Logic to intelligent digital ecosystems and its implications for AI-based technology adoption. Findings reveal that adoption increasingly occurs through ecosystem interaction, participatory engagement, and personalization rather than solely functional assessment. Key mechanisms shaping adoption intention include perceived value, psychological ownership, ecosystem trust, and relational engagement. The study contributes by extending traditional technology acceptance models toward an ecosystem-based perspective grounded in value co-creation and intelligent digital interaction. Practically, it offers insights for organizations and platform providers in designing AI-enabled ecosystems that enhance engagement, trust, and sustainable adoption.

Article Details

Section
Articles
Author Biographies

Sri Suwarsi, Bandung Islamic University

Doctoral Lecturer, Management Study Program, Faculty of Economics and Business, Bandung Islamic University

Tasya Aspiranti, Bandung Islamic University

Doctoral Lecturer, Management Study Program, Faculty of Economics and Business, Bandung Islamic University

References

Alalwan, A. A., Dwivedi, Y. K., & Rana, N. P. (2023). Digital marketing strategies and consumer technology adoption. Journal of Business Research, 156. https://doi.org/10.1016/j.jbusres.2022.113476

Baabdullah, A. M. (2023). TAM integration. Technological Forecasting and Social Change, 189. https://doi.org/10.1016/j.techfore.2023.122372

Bleier, A., & Eisenbeiss, M. (2015). Personalization. Journal of Marketing, 79(6), 53–66. https://doi.org/10.1509/jm.14.0110

Bond, M., Zawacki-Richter, O., & Nichols, M. (2021). Revisiting five decades of educational technology research. Computers & Education. https://doi.org/10.1016/j.compedu.2021.104379

Braun, V., & Clarke, V. (2006). Using thematic analysis in psychology. Qualitative Research in Psychology, 3(2), 77–101. https://doi.org/10.1191/1478088706qp063oa

Brodie, R. J., Hollebeek, L. D., Juric, B., & Ilic, A. (2011). Customer engagement. Journal of Service Research, 14(3), 252–271. https://doi.org/10.1177/1094670511411703

Ceccagnoli, M., Forman, C., Huang, P., & Wu, D. J. (2020). Platform co-creation. Management Science, 66(5), 2010–2031. https://doi.org/10.1287/mnsc.2019.3398

Chandler, J. D., & Vargo, S. L. (2011). Contextualization and value-in-context. Marketing Theory, 11(1), 35–49. https://doi.org/10.1177/1470593110393713

Cheng, X., Fu, S., & de Vreede, G. J. (2021a). Trust in fintech. Electronic Commerce Research and Applications, 46, 101033. https://doi.org/10.1016/j.elerap.2021.101033

Cheung, M. L. (2022). Social media marketing. Journal of Retailing and Consumer Services, 65. https://doi.org/10.1016/j.jretconser.2021.102866

Davenport, T. H., Guha, A., Grewal, D., & Bressgott, T. (2019). How artificial intelligence will change the future of marketing. Journal of the Academy of Marketing Science, 48(1), 24–42. https://doi.org/10.1007/s11747-019-00696-0

Davis, F. D. (1989). Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology. MIS Quarterly, 13(3), 319. https://doi.org/10.2307/249008

Dwivedi, Y. K. (2023). Metaverse marketing. Psychology & Marketing, 40(4), 750–776. https://doi.org/10.1002/mar.21706

Dwivedi, Y. K., Hughes, L., Ismagilova, E., Aarts, G., Coombs, C., Crick, T., & Williams, M. D. (2021). Artificial intelligence (AI): Multidisciplinary perspectives on emerging challenges, opportunities, and agenda for research. International Journal of Information Management, 57, 101994. https://doi.org/10.1016/j.ijinfomgt.2019.08.002

Dwivedi, Y. K., Ismagilova, E., Hughes, D. L., Carlson, J., Filieri, R., Jacobson, J., Jain, V., Karjaluoto, H., Kefi, H., Krishen, A. S., Kumar, V., Rahman, M. M., Raman, R., Rauschnabel, P. A., Rowley, J., Salo, J., Tran, G. A., & Wang, Y. (2022). Setting the future of digital and social media marketing research: Perspectives and research agenda. Psychology & Marketing, 39(2), 221–243. https://doi.org/10.1002/mar.21637

Dwivedi, Y. K., Rana, N. P., Slade, E. L., & Clement, M. (2023). Technology acceptance and use: A state-of-the-art review. International Journal of Information Management, 74. https://doi.org/10.1016/j.ijinfomgt.2023.102715

Gomber, P., Koch, J.-A., & Siering, M. (2020). Fintech research. Journal of Management Information Systems, 37(4), 1091–1127. https://doi.org/10.1080/07421222.2020.1835902

Grewal, D., Hulland, J., Kopalle, P. K., & Karahanna, E. (2020). The Future of Technology and Marketing: A Multidisciplinary Perspective. Journal of the Academy of Marketing Science, 48(1), 1–8. https://doi.org/10.1007/s11747-019-00696-0

Grönroos, C. (2011). Value co-creation in service logic. Marketing Theory, 11(3), 279–301. https://doi.org/10.1177/1470593111408170

Huang, M.-H., & Rust, R. T. (2020). Artificial intelligence in service. Journal of Service Research, 24(1), 3–17. https://doi.org/10.1177/1094670520902266

Huang, M.-H., & Rust, R. T. (2021). A strategic framework for artificial intelligence in marketing. Journal of the Academy of Marketing Science, 49(1), 30–50. https://doi.org/10.1007/s11747-020-00749-9

Huang, M.-H., & Rust, R. T. (2022). A strategic framework for artificial intelligence in marketing. Journal of the Academy of Marketing Science, 50(1), 30–50. https://doi.org/10.1007/s11747-021-00749-9

Jaakkola, E., & Alexander, M. (2014). The role of customer engagement behavior. Journal of Service Research, 17(3), 247–261. https://doi.org/10.1177/1094670514529187

Jacobides, M. G., Cennamo, C., & Gawer, A. (2021a). Ecosystem theory. Strategic Management Journal, 42(1), 15–44. https://doi.org/10.1002/smj.3164

Jacobides, M. G., Cennamo, C., & Gawer, A. (2021b). Towards a theory of ecosystems. Strategic Management Journal, 42(1), 15–42. https://doi.org/10.1002/smj.3213

Jussila, I., Tarkiainen, A., Sarstedt, M., & Hair, J. F. (2015). Individual psychological ownership: Concepts, evidence, and implications for research in marketing. Journal of Marketing Theory and Practice, 23(2), 121–139. https://doi.org/10.1080/10696679.2015.1002330

Kim, H. W., Chan, H. C., & Gupta, S. (2007). Value-based adoption model. Decision Support Systems, 43(1), 111–126. https://doi.org/10.1016/j.dss.2005.05.009

Kim, J. (2021). Advertising in the metaverse. Journal of Interactive Advertising, 21(3), 141–144. https://doi.org/10.1080/15252019.2021.2001273

Kirk, C. P., Swain, S. D., & Gaskin, J. E. (2020). Ownership in marketing. Journal of Marketing, 84(5), 1–16. https://doi.org/10.1177/0022242920920983

Lee, L.-H., Braud, T., Zhou, P., & et al. (2021). Metaverse survey. IEEE Access, 9, 160–180. https://doi.org/10.1109/ACCESS.2021.3120791

Lusch, R. F., & Nambisan, S. (2015). Service innovation. MIS Quarterly, 39(1), 155–175. https://doi.org/10.25300/MISQ/2015/39.1.07

Merz, M. A., Zarantonello, L., & Grappi, S. (2021). Co-creation and digital brand communities. Journal of Business Research, 122, 342–356. https://doi.org/10.1016/j.jbusres.2020.08.058

Nambisan, S., Lyytinen, K., Majchrzak, A., & Song, M. (2017). Digital innovation management. MIS Quarterly, 41(1), 223–238. https://doi.org/10.25300/MISQ/2017/41:1.03

Page, M. J., McKenzie, J. E., Bossuyt, P. M., Boutron, I., Hoffmann, T. C., Mulrow, C. D., Shamseer, L., Tetzlaff, J. M., Akl, E. A., Brennan, S. E., Chou, R., Glanville, J., Grimshaw, J. M., Hróbjartsson, A., Lalu, M. M., Li, T., Loder, E. W., Mayo-Wilson, E., McDonald, S., & Moher, D. (2021). The PRISMA 2020 statement: An updated guideline for reporting systematic reviews. BMJ, 372.

Paschen, J., Paschen, U., Pala, E., & Kietzmann, J. (2020). Artificial intelligence (AI) and value co-creation in B2B sales: Activities, actors, and resources. Australasian Marketing Journal, 29(4), 243–251. https://doi.org/10.1016/j.ausmj.2020.06.004

Payne, A. F., Storbacka, K., & Frow, P. (2008). Managing the co-creation of value. Journal of the Academy of Marketing Science, 36(1), 83–96. https://doi.org/10.1007/s11747-007-0070-0

Peck, J., & Shu, S. B. (2020). Psychological ownership. Journal of Consumer Psychology, 30(1), 1–7. https://doi.org/10.1002/jcpy.1151

Pierce, J. L., Kostova, T., & Dirks, K. T. (2001). Toward a theory of psychological ownership in organizations. Academy of Management Review, 26(2), 298–310. https://doi.org/10.5465/amr.2001.4378028

Prahalad, C. K., & Ramaswamy, V. (2004). Co‐creating unique value with customers. Strategy & Leadership, 32(3), 4–9. https://doi.org/10.1108/10878570410699249

Ramaswamy, V., & Ozcan, K. (2018). What is co-creation? Journal of Business Research, 84, 196–205. https://doi.org/10.1016/j.jbusres.2017.11.027

Ranjan, K. R., & Read, S. (2016). Value co-creation. Journal of the Academy of Marketing Science, 44, 290–315. https://doi.org/10.1007/s11747-015-0465-4

Rather, R. A., Hollebeek, L. D., & Islam, J. U. (2022). Tourism-based customer engagement: The construct, antecedents, and consequences. Journal of Business Research, 144, 1012–1023. https://doi.org/10.1016/j.jbusres.2022.01.071

Royo-Vela, M. (2024). VCC and trust in digital banking. Cogent Business & Management, 11(1). https://doi.org/10.1080/23311975.2024.2375405

Shang, S. S. C., & Wu, Y.-L. (2023). Understanding consumer adoption of digital services through engagement and co-creation perspectives. Technological Forecasting and Social Change, 190, 122403. https://doi.org/10.1016/j.techfore.2023.122403

Shen, B., Tan, W., & Wang, Y. (2023). Consumer engagement in the metaverse. Electronic Commerce Research. https://doi.org/10.1007/s10660-023-09634-7

Shiau, W. L., & Dwivedi, Y. K. (2023). Co-creation in AI-based services and technology acceptance. Information Systems Frontiers, 25, 987–1004. https://doi.org/10.1007/s10796-021-10174-5

Shiau, W.-L., Dwivedi, Y. K., & Yang, H. S. (2018). Co-citation and cluster analyses of social commerce research. Electronic Commerce Research and Applications, 28, 52–72. https://doi.org/10.1016/j.elerap.2017.12.002

Storbacka, K. (2016). Actor engagement. Journal of Business Research, 69(8), 3008–3017. https://doi.org/10.1016/j.jbusres.2016.02.034

Vargo, S. L., & Lusch, R. F. (2004). Evolving to a new dominant logic for marketing. Journal of Marketing, 68(1), 1–17. https://doi.org/10.1509/jmkg.68.1.1.24036

Vargo, S. L., & Lusch, R. F. (2008). Service-dominant logic: Continuing the evolution. Journal of the Academy of Marketing Science, 36(1), 1–10. https://doi.org/10.1007/s11747-007-0069-6

Vargo, S. L., & Lusch, R. F. (2016). Institutions and axioms: An extension and update of service-dominant logic. Journal of the Academy of Marketing Science, 44(1), 5–23. https://doi.org/10.1007/s11747-015-0456-3

Venkatesh, Morris, Davis, & Davis. (2003). User Acceptance of Information Technology: Toward a Unified View. MIS Quarterly, 27(3), 425. https://doi.org/10.2307/30036540

Venkatesh, V., Thong, J. Y. L., & Xu, X. (2022). Unified theory of acceptance and use of technology: A synthesis and the road ahead. Journal of the Association for Information Systems, 23(2), 328–376. https://doi.org/10.17705/1jais.00739

Verhoef, P. C. (2021). Digital transformation: A multidisciplinary reflection. Journal of Business Research. https://doi.org/10.1016/j.jbusres.2019.09.022

Verhoef, P. C., Broekhuizen, T., Bart, Y., Bhattacharya, A., Dong, J., Fabian, N., & Haenlein, M. (2021). Digital transformation: A multidisciplinary reflection and research agenda. Journal of Business Research, 122, 889–901. https://doi.org/10.1016/j.jbusres.2019.09.022

Wijoyo, A., Nu’man, H., Aspiranti, T., Suwarsi, S., Nurhayati, N., Amaliah, I., Muhardi, M., Lestari, R., & Oktini, D. R. (2026). Tawhid-based philosophy of management science: Integrating value co-creation and digital marketing strategy in an extended technology acceptance model for secondary education. Jurnal Manajemen Bisnis Dan Kesehatan, 2(3), 58–64.

Xu, X., Wu, J. H., & Li, Q. (2022). What drives consumer shopping behavior in social commerce? The role of social support and social presence. Electronic Commerce Research and Applications, 51, 101174. https://doi.org/10.1016/j.elerap.2022.101174

Zeithaml, V. A. (1988). Consumer perceptions of price, quality, and value: A means-end model and synthesis of evidence. Journal of Marketing, 52(3), 2–22. https://doi.org/10.1177/002224298805200302

Zhang, K. Z. K., Benyoucef, M., & Zhao, S. J. (2018). Consumer participation and social commerce. Electronic Commerce Research and Applications, 28, 118–132. https://doi.org/10.1016/j.elerap.2017.10.004